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Long-Term Disability Lawyers Saskatchewan
Reliable Long-term Disability Lawyers in Saskatchewan
Are you dealing with an injury or illness that impacts your quality of life or ability to work? Have you been denied long-term disability (LTD) benefits by your insurance company? The lawyers at Ludwar Law Firm understand your struggles and are here to assist. With over 25 years of experience, our team has helped countless clients secure the disability benefits they rightfully deserve. Whether you have an invisible injury or a complex medical condition, we are here to support you.
We serve numerous cities in Saskatchewan, including Saskatoon, Regina, Swift Current, and Moose Jaw. Contact us today for more information.
What is a Long-term Disability?
Long-term disability (LTD) is a crucial financial benefit provided to individuals who are unable to work due to a medical condition, illness, or disability. This support is essential for maintaining financial stability during challenging times. LTD benefits are typically disbursed on a monthly basis and usually cover between 60 to 80 percent of your pre-disability wages, ensuring you have the necessary income to manage your living expenses and medical costs.
In Saskatchewan, most workers are covered for LTD benefits through their employers' insurance plans. This coverage provides a safety net for employees, offering peace of mind knowing they will have financial support if they cannot continue working due to a serious health condition. Understanding the specifics of your LTD coverage, such as the exact percentage of wage replacement and the duration of benefits, is essential. Employers and insurance providers should provide clear information about these benefits, helping employees navigate their options in the event of a disability. If you have questions or need assistance with your LTD claim, seeking professional advice can help ensure you receive the benefits you are entitled to.
Why Insurance Companies Deny Long-term Disability Claims
The sad truth is that insurance companies are businesses. Therefore, they’ll do anything they can to try and avoid paying out your claim. Plus, the definition of a disability varies wildly from one insurance company to the next. Among the most common reasons insurers give for turning down claims are:● Claiming that you didn’t supply sufficient medical documentation● Alleging that you didn’t fill out the application correctly● Insisting that you’re missing information● Arguing that you had a pre-existing medical condition● Disputing that you didn’t submit the application on time If your long-term disability claim is denied, you may feel it’s impossible to overturn the decision. But with the right disability lawyer, you can get the money you’re owed. Ludwar Law Firm can review your situation and help secure your rightful compensation. We know how insurance companies operate, why they make certain decisions, and how to defend your rights. We’ll handle all the back and forth with your insurance company so you can focus on your health.
Your Disability Claim Matters: Turn to Ludwar Law Firm for Compassionate Representation!
Trust Ludwar Law Firm in Calgary and get the disability benefits you deserve. Convincing insurance companies that you truly are injured with a long-term disability and unable to work can be difficult, time-consuming and frustrating. Let the client-focused team from Ludwar Law Firm guide you every step of the way.