Applying for LTD Benefits in Alberta

Are you considering applying for long-term disability claim benefits in Alberta? Here’s a breakdown of the essential steps you must follow to prepare and submit an effective claim. ● Focus on Functional limitations: A diagnosis is not necessary to receive disability benefits. It is most important for your doctor to describe your functional limitations and how they affect your ability to work. Get a Diagnosis, if possible, as a diagnosis will strengthen your application.● Gather medical documents: Gather all relevant medical documentation from your healthcare provider that details your diagnosis, symptoms, treatment plan and how your condition has affected your daily life.● Complete the application: Fill out the application forms provided by your insurance company. Ensure you provide all requested information to ensure your disability claim is represented in the best possible way.● Apply: Submit the completed application, along with all other requested documentation. Ensure you keep copies of everything for your records. The insurance company will review your application before coming to a decision. This process can take several weeks, so be patient.● Follow up: You can periodically follow up with your insurance provider to check on the status of your claim. They should provide updates on the progress of your application. If the adjuster requests any additional information, try to get it to them as soon as possible. Once your application is reviewed, the insurance company will inform you of their decision. If it’s denied, you have the option to appeal. Don’t worry; Ludwar Law Firm can help you with this. Our experienced disability claim denial lawyer has extensive experience advocating successfully for many Alberta residents. You can count on our team to pursue your case so you can obtain the benefits your insurance company owes you.