LONG-TERM DISABILITY LAWYERS SASKATCHEWAN
Reliable Long-term Disability Lawyers in Saskatchewan
Do you have an injury or illness that’s affecting your quality of life or ability to work? Have you been denied long-term disability (LTD) benefits by your insurance company? The lawyers at Ludwar Law Firm sympathize with your struggles and are here to help. For over 25 years, our team has helped countless clients from all walks of life get the disability benefits they’re duly owed. Whether you have an invisible injury or a complex medical condition, we can help.
We serve many cities in Saskatchewan, including Saskatoon, Regina, Swift Current, and Moose Jaw. Contact us today for more information.
What’s a Long-term Disability?
Simply put, long-term disability is a financial benefit paid to individuals who become unable to work because of a medical condition, illness or disability. These benefits are typically paid monthly and usually cover between 60 to 80 percent of your pre-disability wages. Most workers in Saskatchewan are covered by their employers for LTD benefits.
Benefits of Seeking Legal Counsel for a CPP Disability Claim in Saskatchewan
If you are unable to work due to a disability, you may be eligible to receive a monthly payment through the Canada Pension Plan (CPP). However, applying for CPP disability benefits in Saskatchewan can be complicated and stressful. While it is possible to navigate the process on your own, seeking legal advice from a lawyer with experience in CPP disability claims can provide significant benefits. Here's how our long-term disability lawyers at Ludwar Law Firm can assist you:
Expert Guidance Through the Application Process
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Understanding Eligibility: CPP disability benefits have specific eligibility criteria. A lawyer can assess your situation and determine if you meet the requirements, including contribution history and the severity of your disability.
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Gathering Medical Evidence: A strong CPP disability claim relies on comprehensive medical documentation. Your lawyer can guide you in obtaining the necessary reports from doctors, specialists, and therapists to demonstrate the impact of your disability on your ability to work.
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Completing the Application Accurately: The CPP disability application can be intricate, with specific sections requiring detailed information. A long-term disability lawyer can ensure your application is filled out meticulously, avoiding errors that could delay or jeopardize your claim.
Avoiding Costly Mistakes
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Missing Deadlines: There are strict deadlines for submitting CPP disability applications. A lawyer can ensure you meet all deadlines and avoid potential denials based on late submissions.
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Incomplete Applications: Even minor inconsistencies or missing information in your application can lead to rejection. Your lawyer will meticulously review your application to minimize the risk of errors.
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Underestimating Your Disability: When describing your limitations, it's crucial to accurately portray the extent of your disability. A long-term disability lawyer can help you effectively communicate the impact of your condition on your ability to perform past and future work.
Better Negotiating and Appealing Possibilities
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Negotiating Benefits: If your initial claim is approved but the benefit amount is lower than expected, your lawyer can negotiate with the CPP on your behalf to ensure you receive fair compensation.
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Appealing a Denial: If your claim is denied, a long-term disability lawyer can guide you through the appeals process. This involves gathering additional evidence and presenting a compelling case for reconsideration. Their experience with CPP procedures can significantly increase your chances of a successful appeal.
Reducing Stress and Providing Peace of Mind
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Legal Expertise: Disability law can be complex. Having a long-term disability lawyer handle the legalities allows you to focus on your health and well-being during this challenging time.
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Communication and Representation: Your lawyer will be your primary contact with the CPP, managing all communication and advocating for your interests throughout the process. This frees you from dealing with complex paperwork and potential conflict.
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Emotional Support: A disability can be emotionally draining. Your lawyer can provide support and guidance throughout the application process, confidently helping you navigate the system.
Seeking legal counsel is crucial when dealing with CPP disability claims in Saskatchewan. Having a knowledgeable ally can significantly improve your chances of a successful application, ensure you receive all the benefits you're entitled to, and provide much-needed peace of mind during this challenging period. Contact us today for assistance with your long-term disability claims. Ludwar Law Firm serves clients in Saskatoon, Regina, Swift Current, Moose Jaw, and beyond.